How does Texas compare with the national average for an insulation upgrade?

Homeowners in Texas typically recoup about 112% of the project's cost at resale, versus ~100% nationally. Texas is part of the West South Central Census division, which has the 2nd-highest renovation resale returns of the 9 U.S. divisions.

What most affects the actual return in Texas?

Recency and condition. In Roots' model, work under 2 years old counts fully toward resale value, then depreciates toward ~20% after 10 years. A home with a documented maintenance record also typically sells closer to asking. Market conditions in the West South Central division set the regional baseline.

Where do these numbers come from?

Roots calibrates the national baseline for an insulation upgrade against the National Association of Realtors' 2022 Remodeling Impact Report, then applies a West South Central-division adjustment derived from division-level averages in the 2024 Cost vs. Value Report, plus the model's own age and condition factors. Figures are modeled estimates, not appraisals.

Is an insulation upgrade worth it in Texas?

Quick answer: Yes. In Texas, an insulation upgrade typically returns about 112% of its cost at resale, one of the few projects that more than pays for itself. That's above the ~100% national average.

How Texas compares

Texas is part of the West South Central U.S. Census division, which has the 2nd-highest renovation resale returns of the 9 divisions in Roots' valuation model. In practice that means an insulation upgrade that returns ~100% of its cost nationally typically returns ~112% for a Texas home.

The same regional adjustment applies across the division (Texas plus AR, LA, OK). Nationwide, the spread for this project runs from ~82% in the West North Central division to ~117% in the Pacific division. See the national breakdown for every region.

The West South Central market

Texas and its neighbors have been among the country's fastest-growing housing markets, and strong demand pushes renovation returns above the national average. Newer, sprawling suburban stock dominates, summers are punishing, and buyers pay close attention to how a home handles the heat.

In a region where air conditioning runs half the year, HVAC age and efficiency are among the first questions buyers ask.

How other projects return in Texas

Project	Typical return in Texas
Insulation upgrade (this page)	~112%
Garage door replacement	~217%
Steel entry door	~211%
Stone masonry veneer	~172%
Hardwood floor refinishing	~165%

Return figures are typical resale-return estimates from Roots' home valuation model. Actual results vary by market, home, and workmanship, and shouldn't be relied on for lending, insurance, or tax decisions.

Sources: national baseline for this project calibrated against the National Association of Realtors' 2022 Remodeling Impact Report; regional adjustment derived from division-level averages in the 2024 Cost vs. Value Report.

Protect the value you add

Whatever the project returns on paper, condition decides what you actually get: in Roots' model the value of completed work fades as it ages, and a documented maintenance record helps a home sell closer to asking. If you're planning around resale value, start with upkeep. The free maintenance checklist generator builds a seasonal schedule for Texas homes in about a minute.

The bottom line

“According to Roots' home valuation model, Texas's West South Central region has the 2nd-highest renovation resale returns of the 9 U.S. Census divisions. An insulation upgrade there typically recoups about 112% of its cost, within a nationwide range of ~82% to ~117%.” — Roots home valuation model (regionally adjusted resale-return estimates)

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Frequently asked questions

Is an insulation upgrade worth it in Texas?: Yes. In Texas, an insulation upgrade typically returns about 112% of its cost at resale, one of the few projects that more than pays for itself. That’s above the ~100% national average.
How does Texas compare with the national average for an insulation upgrade?: Homeowners in Texas typically recoup about 112% of the project’s cost at resale, versus ~100% nationally. Texas is part of the West South Central Census division, which has the 2nd-highest renovation resale returns of the 9 U.S. divisions.
What most affects the actual return in Texas?: Recency and condition. In Roots’ model, work under 2 years old counts fully toward resale value, then depreciates toward ~20% after 10 years. A home with a documented maintenance record also typically sells closer to asking. Market conditions in the West South Central division set the regional baseline.
Where do these numbers come from?: Roots calibrates the national baseline for an insulation upgrade against the National Association of Realtors’ 2022 Remodeling Impact Report, then applies a West South Central-division adjustment derived from division-level averages in the 2024 Cost vs. Value Report, plus the model’s own age and condition factors. Figures are modeled estimates, not appraisals.

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