How Minnesota compares
Minnesota is part of the West North Central U.S. Census division, which has the lowest renovation resale returns of the 9 divisions in Roots' valuation model. In practice that means a bathroom remodel that returns ~74% of its cost nationally typically returns ~60% for a Minnesota home.
The same regional adjustment applies across the division (Minnesota plus IA, KS, MO, ND, NE, SD). Nationwide, the spread for this project runs from ~60% in the West North Central division to ~86% in the Pacific division. See the national breakdown for every region.
The West North Central market
The Plains states are among the most affordable housing markets in the country, and resale returns on renovations here run the lowest of the nine Census divisions. Buyers are practical: they reward sound condition and working systems, but discretionary upgrades recover noticeably less of their cost than they would on the coasts.
Practical, durable interior updates fit this market better than high-end finishes, which are hard to recoup at Plains price points.
How other projects return in Minnesota
| Project | Typical return in Minnesota |
|---|---|
| Bathroom remodel (this page) | ~60% |
| Wood deck addition | ~68% |
| Basement remodel | ~58% |
| Window replacement | ~55% |
| HVAC replacement | ~54% |
Return figures are typical resale-return estimates from Roots' home valuation model. Actual results vary by market, home, and workmanship, and shouldn't be relied on for lending, insurance, or tax decisions.
Sources: national baseline for this project calibrated against the 2024 Cost vs. Value Report (Zonda); regional adjustment derived from division-level averages in the 2024 Cost vs. Value Report.
Protect the value you add
Whatever the project returns on paper, condition decides what you actually get: in Roots' model the value of completed work fades as it ages, and a documented maintenance record helps a home sell closer to asking. If you're planning around resale value, start with upkeep. The free maintenance checklist generator builds a seasonal schedule for Minnesota homes in about a minute.